Capital Loan Brokers, LLC.

Founded in 2008 as a nationwide non-conforming commercial lender, Capital Loan Brokers, LLC. became an intermediary partner of South End Capital / Stearns Bank N.A, a $2.3 billion FDIC Bank plus 6 other Top National  Lenders! ...  We can quickly identify the best funding options to obtain unsecured  working capital, refinance debt, provide lines of credit, finance accounts receivable,  equipment financing and more for businesses Nationwide!

We have provided Sub-Prime and Prime business loans and Unsecured Working Capital for most types of businesses for most any business use!

In the World of Small & Medium Size Businesses, Operating/Working Capital is the Name of the Game and the Fuel that Propels the Business!

Eight out Ten Small and Medium Sized Business Owners get denied by their own bank when they need additional working capital for whatever reason! There must be a solution, and there is!

Capital Loan Broker’s provides Unsecured Working Capital for our small and mid-sized business partners with FICO credit scores as low as a 500! ... Super FAST and Often “Same Day Funding” with a minimum of $10,000 / $30,000 monthly revenue with $10K to $2 MM Working Capital available!

Funding with Capital Loan Brokers:
Since we started funding in 2008, our focus has always been supporting our merchants. Through consistent technology updates across our funding platform we’ve been able to consistently lower the time it takes to approve a deal … Ultimately, reducing the time it takes to receive funding to only a few hours.

Same-Day Funding is just the tip of the iceberg with CLB. Our team will make sure that each merchant receives the attention they deserve. That starts with having access to Your very own account manager that will help you process and fund deals with us.

• Business Requirements
• Minimum 6 Months in Business
• Minimum $10,000 / $20,000 / $30,000 in Recurring Revenue
• Minimum 500+ FICO Score
• Minimum of 5 Deposits in a Month
• Maximum of 5 Negative Days in a Month
• Minimum 51% Ownership Required

Required Funding Documents

• Driver’s License
• Voided Check
• Completed Simple Funding Application
• 3 / 4 Months of Recent Bank Statements

Capital Loan Brokers Funds:

• Up to $2 Million Positions 1st - 4th
• Bankruptcies/judgements/tax liens - OK with documentation. 
• U.S Businesses ONLY
• Up to 12 Month Terms Home Based Business - OK

Industries We’ve Funded

• Accounting 
• Cannabis in approved States
• Manufacturing
• Auto Shops Mechanics
• Business Consultants 
• Media/Entertainment
• Construction 
• Medical Companies
• Electronics 
• Online Businesses
• Energy 
• Professional Services
• Fitness Centers 
• Plumbing / HVAC
• General Contractors
•  Rehab Centers
• Grocery Stores 
• Restaurant/Cafes
• Healthcare Services 
• Retail Stores
• Technology Companies
• Learning Centers 
• Warehouse Businesses
• Liquor Stores 
• Waste Management Businesses
• Machinery & Equipment
• Utility Companies

We are not limited to the industries listed above.


Prohibited Industries

• Law Firms Real Estate
• Lending Platforms 1st Position Trucking
• Gas Stations
• Vehicle/ Auto Dealerships 
• Auto-Declines & Reasons

Please note that our team reserves the right to decline a deal if it doesn’t pass financial and qualitative analysis as per below:

• Less than 3 Monthly Deposits 
• Over-leveraged (30% withhold)
• Deposits Volume under $10k per month
• Excessive return items
• Credit Score below 500
• Negative activity or history with another MCA Funder
• Open Bankruptcies Fraudulent Documents
• Tax lien judgment above $200k 
• Prohibited Industries
• Negative Balance (Monthly)

Capital Loan Brokers,  FinTech-enabled  platform, also delivers streamlined loan processing options that allows us to also provide “Unsecured Working Capital with Same Day Approvals and Next Day Funding” from $10,000 to $2,000,000 for most small, midsize and large businesses.  Our company is committed to providing excellent service and innovative, affordable financing in all 50 states. Credit is NEVER the deciding factor as your monthly revenue is always the biggest consideration....

NO one provides better options for your practice or business! ... Ask about our Line of Credit for your practice or business! Most banks today will NOT provide a line of credit even for their existing customers! Check it out...



Seamless Technology & 24 Hour Approvals 

• One fast, easy application for all borrowers
• 24 Hour Funding for most clients
• Instant approvals from $10,000 to $2,000,000
• 4-24 month terms
• Minimum requirements
• Works on any device
• Customers can apply privately from their phone
  

After an Approval is given and Accepted...
We’ll move the Deal to our Funding stage where we’ll require the business owner’s Driver License and Voided Check (both can be sent with the initial application). Once merchant's info is verified we move to a quick online bank verification to verify merchant's cash flow. After completion , we’ll move to the final funding call before sending over the funds to the merchant.

After 50%+ of the Advance has been Paid Down...
Our team can provide a renewal for all merchants if they already paid off 50% of their payback amount. The merchant has to provide updated bank statements to review their cash flow. Then our underwriting team will review and deploy the renewal amount that the merchant can use in their business.

Conclusion: